Loss Chart

HO-1

HO-2

HO-3
Special

HO-4

HO-6

HO-3
HO-15
Comp

Dwelling Contents

Fire or lightning

Loss of property removed from premises endangered by fire or other perils

Windstorm or hail

Explosion

Riot or civil commotion

Aircraft

Vehicles

Smoke

Vandalism and malicious mischief

Theft

Breakage of glass constituting a part of the building

 

Falling objects

 

Weight of ice, snow, sleet

 

Collapse of building(s) or any part thereof

 

Sudden and accidental tearing apart, cracking, burning, or bulging of a steam or hot water heating system or of appliances for heating water

 

Accidental discharge, leakage or overflow of water or steam within a plumbing, heating or air-conditioning system or domestic appliance

 

Freezing of plumbing, heating and air-conditioning systems and domestic appliances

 

Sudden and accidental damage from artificially generated currents to electrical appliances, devices, fixtures and wiring (TV and radio tubes not included)

 

 

 

 

 

All perils except flood, earthquake, war, nuclear accident and other specified in your policy. Check your policy for a complete listing of perils not covered.